Not every business is ready—or suited—for venture capital. To support a wider range of entrepreneurs, Rockies Seed Fund offers access to alternative financing through our network of trusted financial partners. These non-venture funding solutions are designed to help businesses manage cash flow, invest in growth, and reach the next stage of success without giving up equity.
Why Consider Non-Venture Funding?
Venture capital can be transformative, but it’s not the right fit for every company. Many businesses thrive by leveraging financing options that provide flexibility, speed, and scalability while keeping ownership in the hands of founders. Our goal at RSF is to ensure entrepreneurs have multiple pathways to funding so they can choose the one that works best for them.
Types of Funding Available
Through Rockies Seed Fund’s financial partners, businesses can access a broad range of funding solutions:
Term Loans + Working Capital
✔ $10,000 - $5 Million
✔ 6 Months - 10 Year Terms
✔ Funding in 1 - 3 Days
Business Lines of Credit
✔ $10,000 - $5 Million
✔ 6 Months - 10 Year Terms
✔ Funding in 1 - 3 Days
SBA Loans
✔ $10,000 - $5 Million
✔ 10 - 25 Year Terms
✔ Funding in 30 - 45 Days
Equipment Financing
✔ $10,000 - $5 Million
✔ 1 - 6 Year Terms
✔ Funding in 2 - 5 Days
AR + PO Financing
✔ $100k+ aged up to 90 days;
$500k+ aged up to 90 days for trucking, oil & gas, construction, staffing, and medical businesses
✔ As Long as Client Wants to Leverage
✔ Funding in 2 - 5 Days
Commercial Real Estate
✔ $250,000 - $10 Million
✔ 10 - 30 Year Terms
✔ Funding in 25 - 40 Days
Merchant Cash Advance / Working Capital
✔ Same day funding
✔ Finance $10,000 to $5 million
✔ Flexible financing terms
Residential Investment Property Loans
✔ Rates starting at 8.99%
✔ Up to 80% of purchase funding
✔ 650 minimum FICO
Eligibility & Requirements
While requirements vary by funding type, businesses generally should have:
Time in Business: Minimum of 6 months in operation.
Revenue: At least $10,000 in monthly gross revenue.
Credit Profile: Minimum FICO score of 550 (varies by product).
Business Structure: Available to corporations, LLCs, partnerships, and sole proprietors.
Exact requirements vary by funding type. Contact Us to help match you with the right product.
Eligibility & Requirements
Rockies Seed Fund members can explore funding options by completing the application form below. Your information will be reviewed by our financing partners, who will connect you with the solutions best suited to your business.
